Payment Fees

Shopify Payments Fee Calculator

See what each order costs in Shopify Payments fees on your plan — and how much extra Shopify charges if you use a third-party payment gateway.

verifiedRates checked October 2026lockRuns in your browsercodeEmbed this calculator

Your numbers

$

Results

You receive

$77.38

Total fees $2.62 (3.28% of the order)

Shopify Payments (2.9% + $0.30)
$2.62
Total fees
$2.62
You receive
$77.38

Download your results

Branded KleverKlimb report with your inputs and results.

Default rates last checked October 2026. Rates can change and may differ for your account — verify on the official Shopify pricing page.

How it works

The formula

Exactly what this calculator does with your numbers — no hidden assumptions.

01shopping_cart

Shopify Payments

Online card rates: 2.9% + 30¢ on Basic, 2.7% + 30¢ on Grow, 2.5% + 30¢ on Advanced. In-person rates are lower.

02add_card

Third-party gateways

If you use another gateway instead of Shopify Payments, Shopify adds its own fee — 2% (Basic), 1% (Grow) or 0.6% (Advanced) — on top of the gateway’s fee.

03calculate

Total cost

Total fees = processor fee + any Shopify third-party fee. Your monthly plan price is separate.

Shopify Payments Fees and Transaction Fees Explained (2026)

4-minute guide · What Shopify charges per order in 2026: Shopify Payments card rates by plan, in-person rates, and the extra fee for third-party payment gateways.

menu_book Read the guide →
FAQ

Questions, answered

Q1Does Shopify charge transaction fees?
Not when you use Shopify Payments — you pay only the card processing rate. Using a third-party gateway adds a Shopify transaction fee of 2%, 1% or 0.6% depending on your plan.
Q2When is upgrading my plan worth it?
Higher plans lower your card rate. Multiply the rate difference by your monthly sales and compare it with the plan price difference to find your break-even sales volume.
Q3Are international cards more expensive?
International cards and currency conversion can carry extra fees on Shopify Payments. Check your Shopify admin for the exact rates on your store.

Estimates using Shopify’s published US rates. Plan subscription prices, app fees, currency conversion and chargeback fees are not included.

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