Shopify Payments card rates (US)
| Plan | Online | In person |
|---|---|---|
| Basic | 2.9% + $0.30 | 2.6% + $0.10 |
| Grow | 2.7% + $0.30 | 2.5% + $0.10 |
| Advanced | 2.5% + $0.30 | 2.4% + $0.10 |
The third-party gateway fee
If you use another payment gateway instead of Shopify Payments, Shopify adds its own transaction fee on top of the gateway’s fee: 2% on Basic, 1% on Grow and 0.6% on Advanced.
Example: an $80 order on Basic through Shopify Payments costs 2.9% + $0.30 = $2.62. Through a third-party gateway it costs the gateway’s fee plus Shopify’s 2% ($1.60).
When does upgrading pay off?
Higher plans lower your card rate. Multiply the rate difference by your monthly sales: at $20,000 a month, the 0.2% difference between Basic and Grow is $40 — compare that with the difference in plan prices.
Check any order in the Shopify Payments Fee Calculator.
Not included in these rates
- Your monthly plan price and paid apps.
- Currency conversion and international card fees.
- Chargeback fees.