Standard US card pricing
High-volume businesses can ask Stripe for custom pricing, so always check the rate in your own account.
| Charge | Fee |
|---|---|
| Online card payment | 2.9% + $0.30 |
| International card | +1.5% |
| Currency conversion | about +1% |
| Manually entered card | +0.5% |
Examples
- A $100 domestic card payment costs $3.20 — you receive $96.80.
- A $100 payment on an international card costs 4.4% + $0.30 = $4.70 — you receive $95.30.
How much to charge to receive an exact amount
Charge = (amount you want + $0.30) ÷ (1 − 0.029). To receive exactly $100, charge $103.30.
The Stripe Fee Calculator does this for you, including international and currency conversion add-ons.
Refunds and disputes
- Refunds don’t cost an extra fee, but the original processing fee isn’t returned.
- Disputes (chargebacks) carry a separate dispute fee — clear policies and tracking numbers help you avoid them.
Comparing processors
For a typical order, compare Stripe with PayPal, Square and Shopify Payments. The fixed fee matters most on low-priced items; the percentage matters most on large orders.